Are you considering a necessary dental procedure but worried about the cost? Don’t worry—you’re not alone. According to a 2018 study from the University of Chicago, around 40% of Americans have skipped a recommended medical test or didn’t go to a doctor when sick or injured because of the perceived cost. At Aspire Dental Group, we know deciding between a needed procedure and a potentially large bill can be difficult. That’s why we offer several dental financing options to help make treatment affordable to budgets of all sizes.
Understanding Dental Financing
Dental financing involves paying for your treatment through an outside lending institution and then paying them back in manageable monthly installments. Instead of dealing with a large sum, you can spread the cost over several months or years, making many comprehensive procedures more accessible. It’s similar to how most families purchase a car or a house; it’s too high a cost to tackle in one fell swoop, so you agree to have a larger institution make the lump sum payment and reimburse them over time, with interest.
But here’s where many patients become discouraged—the world of dental financing can often seem like a maze. Complex language, shifting interest rates, and the sheer number of options and institutions can be daunting. But guess what? You don’t have to navigate this on your own! At Aspire Dental Group, we’re here to help our patients understand their options. We’ve spent years in the dental financing field, and we know the ins and outs of how the system works. Our experienced staff will explain the avenues available to you and help you make an informed decision about the future of your oral health.
You Have Options
Our primary goal is to ensure every patient receives the highest quality care, regardless of their budget. Remember your younger days when you’d save up your allowance or part-time job money for months to buy that special toy or concert ticket? Dental care shouldn’t work the same way. Treating issues with your health is important, and waiting isn’t always an option. That’s why we’ve partnered with multiple financing companies, so you can find a plan that works. At your no-cost consultation, we’ll sit down with you, walk you through the options, and help you pick what’s best for you and your family. Whether you need a long-term plan or just a short-term boost, we have a plan for you.
The Dental Financing Services We Work With
Aspire Dental Group proudly collaborates with CareCredit and ProceedFinance. These are trusted names in the financing world, and their coverage fits nearly all our patients. CareCredit provides a way to pay for treatment with a credit card that can be used for medical bills, pharmacy purchases, and even pet care and spa treatments. ProceedFinance offers specialized financing options for larger purchases up to $75,000. They have competitive interest rates and monthly plans of up to 144 months.
You can get pre-qualified through both organizations without affecting your credit score, so you’ll know where you stand before making a final decision.
What About Insurance?
Many patients already have dental insurance, which can help alleviate some of the financial burden, and we accept most major carriers. Insurance companies can cover treatments, reduce costs, or reimburse your treatment payments. Before discussing financing, our staff will review your insurance plan to see that you’re maximizing your coverage benefits. While insurance won’t always help with every dental procedure, we’ll be sure to check before exploring any outside options.
Don’t Let Finances Hold You Back
At Aspire Dental Group, we’re not just about cleaning teeth and fixing smiles. We’re about making a human connection with all our patients. We take pride in improving their lives through better oral health. Dr. Robert Harvey, Dr. Rameek McNair, and their team will ensure you receive the best dental care without financial stress.
If cost concerns have been your roadblock, our financing pathways can transform how you view your dental future. So, why wait? Schedule a free consultation today to learn more about your insurance and financing options and how they can make necessary dental treatments possible.
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